Which exchange should a beginner start with?

Start with Bybit or Binance. Both support fiat on-ramps, have clean UIs, and fast KYC. Bybit is the better pick for derivatives; Binance wins on coin selection. After KYC, fund with a bank transfer or card and you're live.

Do crypto cards work with Apple Pay and Google Pay?

Almost every card on this site supports both: RedotPay, Kast, Tria, Bitget Wallet Card, Ether.fi Cash. Note that some FeliCa terminals in Japan/Korea are not compatible — check the issuer's supported regions first.

Are crypto cards good for travel overseas?

Bitget Wallet Card charges 0% FX on non-USD spend — far cheaper than the typical 1.5% credit card fee. Ether.fi Cash adds 1% FX but the 3% cashback more than makes up for it. Kast charges 2% FX, best kept for USD-denominated spending.

Hands-on guides by KK Hank

Crypto cards and global accountsExchange guides that get to the point

KK Hank · Writer & editor　Testing crypto cards, global accounts and exchanges since 2017.

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Crypto card fee comparison

See which card fits you in 30 seconds.

Card	Highlight	Mobile pay	Non-USD FX	USD	Sign up	Guide
Ether.fi Cash	3% wETH cashback + 3–5.9% APY 🔥 10% on dining this month	Apple Pay / Google Pay	1%	0%	Sign up →	Read guide →
Bybit Card	Bybit Card guide: virtual and physical card application	Availability varies by region · 2026	Availability varies by region · 2026	Availability varies by region · 2026	Bybit →	Bybit Card →
Kast	4% MOVE cashback + 2% airdrop points	Apple Pay / Google Pay	2%	0%	Sign up →	Read guide →
RedotPay	Multi-currency · $5 sign-up bonus	Apple Pay / Google Pay	1.2% + 1%	0%	Sign up →	Read guide →
Tria Card	Self-custody · Your keys · No KYC	Apple Pay / Google Pay	—	0%	Sign up →	Read guide →
Bitget Wallet Card	Spend from self-custody · 0 fees	Apple Pay / Google Pay	0%	0%	Sign up →	Read guide →

HOW KK HANK CHECKS

The goal is to complete the whole journey, not just pick a tool

Guides separate hands-on testing, official terms and community feedback. If something cannot be verified, it stays clearly marked as uncertain.

Eligibility & KYCCheck residence, documents and account requirements first.
Funding, use & withdrawalsLook at how funds move in and out, not only whether sign-up works.
Total cost & riskPut fees, limits, exceptions and exit options on the same path.

Frequently asked questions

Which exchange should a beginner start with?
Start with Bybit or Binance. Both support fiat on-ramps, have clean UIs, and fast KYC. Bybit is the better pick for derivatives; Binance wins on coin selection. After KYC, fund with a bank transfer or card and you’re live.
Do crypto cards work with Apple Pay and Google Pay?
Almost every card on this site supports both: RedotPay, Kast, Tria, Bitget Wallet Card, Ether.fi Cash. Note that some FeliCa terminals in Japan/Korea are not compatible — check the issuer’s supported regions first.
Are crypto cards good for travel overseas?
Bitget Wallet Card charges 0% FX on non-USD spend — far cheaper than the typical 1.5% credit card fee. Ether.fi Cash adds 1% FX but the 3% cashback more than makes up for it. Kast charges 2% FX, best kept for USD-denominated spending.

Crypto cards and global accountsExchange guides that get to the point

What do you need to do?

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